Banque Centrale de Tunisie


tunisie-Mr Marouane El Abassi.jpgGovernor 

 Mr. Marouane El Abassi

Headquarters Tunis
Siège 1958
Currency Dinar tunisien - TND (Code ISO)


20 March 1956: Tunisia’s independence

19 September 1958: Enactment of law n° 58-90 creating and organizing the Central Bank of Tunisia.

18 October 1958: Enactment of law n° 58-109 bearing monetary reform. Instituting a new monetary unit: The Dinar

3 November 1958: The Central Bank of Tunisia began its activity, and the Tunisian Dinar was put into circulation.

30 December 1958: Disconnection of the Tunisian dinar from the French franc and withdrawal of the national money from the franc zone.

7 December 1967: Enactment of law n°67-51 bearing the legislation on the banking profession.

3 November 1988
Global reform of the organic texts of the Central Bank of Tunisia; law n°1988-119 of 3 November 1988:- Replacing the functions of the two deputy governors and the secretary general by one deputy governor assisting the governor;

  • Further specifying the role of the BCT with a view to defending the value of the national currency and to watch over its stability;
  • Prohibiting the BCT from the participation in the capital of resident companies and transferring with respect to the State all its participations in these companies.

7 February 1994
The legislation on the banking profession was modified by law n°94-25 of 7 February 1994, reinforcing the regulating and the supervision powers of the Central Bank of Tunisia:

  • Regulating power
    The Central Bank of Tunisia is entitled expressly to set up the rules and principles of bookkeeping management and the prudential norms.
  • Disclosing power
    The banks’ auditors must inform the Central Bank of Tunisia of their audit results and disclose any fact presenting a threat to the interests of the bank they audit or its depositors’ interests. The auditors must, also, hand over a report of activity to the Central Bank of Tunisia at the end of each fiscal year, as well as another report to the departments of the audited bank.
  • Control power
    The control made by the Central Bank of Tunisia has been extended to bank subsidiaries, legal corporates who control them, as well as to subsidiaries of the latter.
  • Injunction power
    The Central Bank of Tunisia has been endowed with an injunction power, preceded by a warning, so as to impose on any bank, when it appears warranted, to proceed mainly to:
    * An increase of its capital,
    * A ban on any distribution of dividends,
    * Formation of reserve.
  • Intervention power
    The Governor has been entitled, if it appears warranted and in view of protecting the depositors’, third parties’ and the banking system’s interests, to take the following decisions: * Invite bank’s shareholders to provide the bank with the necessary support,
    * Organize the contribution of all banks,
    * Appoint a temporary administrator.

4 April 2000 Law n°2000-37 of 4 April 2000

  • Extending the Issuing Institution´s range of activity by allowing it to take in pawn from banks any negotiable public bills as well as any claims or securities held on companies or private individuals figuring in a list fixed by the Executive Board;
  • Authorising the Central Bank to buy shares in companies dealing in common banking services management.

10 July 2001 Law n°2001-65
New framework for the banking system:

  • The law confirms the notion of lending institutions as including banks and financial institutions and does away with the old distinction between deposit and investment banks to establish the universal bank;
  • Setting up a system to guarantee deposits in the form of a joint mechanism in which banks must participate;
  • Defining the prerogatives of the internal audit permanent committee which lending institutions must set up in compliance with the provisions of law n°94-25.

May 2006
Amendment of the organic law dealing with the creation of the Central Bank of Tunisia.

Law n°2006-26 of 15 May 2006:

  • Redefining prerogatives of the Issuing Institution, the main assignment of which is henceforth ensuring price stability;
  • Reinforcing transparency policy;
  • Reinforcing the Central Bank of Tunisia’s independence;
  • Strengthening control and audit operations.

Amendment of the 2001 banking law; law 2006-19 of 2 May 2006:

  • More flexible conditions of access to banking activity;
  • Reinforcing financial soundness of lending institutions;
  • Boosting rules of good governance.

27 December 2007
Modification of article 34 of law n°58-90 of 19 September 1958 providing for the creation and organisation of the Central Bank by articles 19 and 20 of law n°2007-69 of 27 December 2007 dealing with economic initiative:

  • In the framework of improving the quality of information recorded by the risk base and the file of loans to private individuals, the Central Bank of Tunisia (BCT) was entitled to ask claim collection companies to provide it with any statistic and information that the BCT considers relevant to know about the credit evolution and the economic situation, and the same holds true for the lending institutions;
  • The BCT fixes technical data that must be respected by all companies when transmitting information to the file of non-professional loans and when consulting it;
  • The BCT allows beneficiaries of professional and non-professional loans and of payment facilities to refer to relevant data.

Presentation of Tunisia

  • Official Name: Republic of Tunisia
  • Regime : Presidential
  • President of Republic: Mohamed Moncef Marzouki
  • Official language: Arabic
  • Spoken languages: French (largely used), English and Italian
  • Religion: Islam (existence of Jewish and Christian communities)
  • Capital: Tunis
  • Main cities: Tunis, Sousse, Sfax, Kairouan, Gabès, Bizerte.
  • Surface: 163.610 km 2
  • Population: 10.216.000 in 2007
  • Currency: Tunisian Dinar
  • Independence Day: 20 March 1956
  • National anthem: Houmat Al Hima
  • Internet Field: .tn
  • Telephone code: 216



Ratings given by private international rating agencies

The Tunisian Currency through history

Tunisia played, through history, an important economic role. This importance is due, mainly, to the daring activity of its population and its geographical position as a crossroads of maritime ways between the two banks of the Mediterranean and terminus for the Saharan and Eastern trade.
This strategic importance in the international trade made the region a purpose of political conflicts with other powers.
Several historical eras marked the evolution of the Tunisian currency. The main ones are the following:

  • the Punic currency: 814 B.C. - 146 B.C.,
  • the Numide currency: 208 B.C. - 40 A.D.,
  • the Roman currency: 146 B.C. - 439 A.D.,
  • the Vandal and Byzantine currency: 439 A.D. - 698 A.D.,
  • the Arabo-Islamic currency: 698 A.D. - 1574 A.D.,
  • the Husseinite currency and period of French protectorate: 1705 A.D. - 1957 A.D.,
  • the currency of the Republic of Tunisia: 1958 till today.

Organization chart of the BCT

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PDF icon Organization chart of the BCT75.77 KB

Main national indicators

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General presentation of nation’s accounts


  • Annual report (published in Arabic, French and English): The annual report of the Central Bank of Tunisia is submitted to the President of the Republic by the Governor. The report provides a detailed analysis of the international environment and the national economic activity during the considered year.
  • Financial Statistics Bulletin (published in French and English): Provides economic, financial and monetary statistics as well as the methodology followed in their working-out. It is completed by a monthly supplement of the main external payments and financial indicators.
  • The economic situation periodical (published in Arabic, French and English): The economic situation periodical analyses briefly the major events of the national and international climate. It presents also the main economic, monetary and financial measures undertaken during the considered period.
  • Tunisia’s External Debt (published in French): The brochure of Tunisia’s External Debt presents a detailed analysis of the country’s outstanding debt trend and structure and a brief outlook on international environment.
  • Balance of payments (published in French): The brochure of the balance of payments presents the trend and structure of Tunisia’s economic and financial relations with abroad as well as the regulating measures undertaken during the considered year in external payments.
  • Banking Supervision (Published annually in Arabic, French and English): The publication of the first Annual Report of the Banking Supervision comes in the framework of a new tradition of disclosure and transparency based on the rules of good governance and international standards in the area of internal control.


For further information please contact:
The Central Bank of Tunisia
General department of studies and training
Department of documentation, translation and publications
25 Rue Hédi Nouira-BP 777-1080 TUNIS-CEDEX-TUNISIE
Tel.: +216 71 122 000
fax: + 216 71 35 51 30
Web site:

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PDF icon Supplement of Financial Statistics Bulletin298.29 KB



Money and Credit (Data)

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PDF icon External sector54.98 KB
PDF icon Real sector197.56 KB